Business Loans & BCA’s

PIF Financial provides small business owners throughout the Unites States an innovative financing solution based off the overall health of your business.

Get Up To $500,000 Today

Complete a simple application today to receive up to 3 different offers in as few as 2 hours. No cost to apply no obligation. Approvals are based off of overall business health and not credit score.

Simple & Efficient Process

Accept the offer, review the agreement, execute the agreement. Email or fax completed package and receive wire transfer of funds directly in your business bank account in as few as 3 days.

Additional Capital in 24 Hours

Our clients have the ability to get more capital when they are 50% or more paid back.Receive additional funds within 24 hours. Just pick up the phone and call us today.

Please Fill Out The Form Below For Loans

Loans and Cash Advances

PIF Financial provides small business owners throughout the Unites States an innovative financing solution based off the overall health of your business.


Our loan and merchant cash advance programs convert your future receivables into immediate capital.


Repayments are based on a fixed percentage and or a fixed dollar amount of your future sales. If you’ve been turned away by a bank or just need capital fast, please give us an opportunity to earn your business. 95% of our clients get approved for working capital.

Reasons to Leverage Your Business to Obtain a Loan or Merchant Cash Advance

• Growing your business, purchasing new equipment, and restocking inventory.
• Paying off existing debt and improving their credit.
• Cushioning against seasonal or slow periods.
• Expand or renovate an existing location or purchase additional locations.
• Enhance marketing to acquire new customers.
• Payroll
• Business taxes
• Paying vendors
• Purchase company vehicles
• Buy a new point of sale system
• Buy out a partner

How Much Can My Business Get?

First, PIF Financial can help you access very small to very large amounts of working capital, from $10,000 to $500,000. We also have a range of terms, from 4 to 24 months.


That means your business can access capital for short-term purposes. Or, you can get a longer-term and take your time paying back what your business borrowed.


Also, the amount your business qualifies for is based on your industry, time in business, monthly revenue, and other factors. While personal credit is considered, a perfect credit score is not required.

Benefits Of Using PIF Financial

• Quick & simple 3 minute application process
• Loans are based on your cash flow not on your personal credit score
• Flexible, fair and affordable terms
• Approvals in 24 hours and funding in as little as 3 business days
• Additional capital readily available when 50% or more is paid back
• Together we’ll make a difference in the fight against childhood hunger

The Process

• 1. Complete pre qualification application
• 2. Email or Fax application along with the last 3 months statements
• 3. Receive underwriting decision within 2-24 hours
• 4. Receive Contract along with terms, conditions and possible stipulations.
• 5. Perform verification call with our underwriting team.
• 6. Receive wire transfer and/or ACH of funds in as few as 3 business days

Pay It Forward Financial is a proud supporter of’s mission to eliminate childhood hunger in AMERICA. To give thanks in your trust in partnering with us and most importantly supporting our mission to Pay It forward we will donate $50.00 to with each new customer we acquire.

PIF Will Donate On Your Behalf

By partnering with us $50.00 will be donated to on your behalf, helping the fight against childhood hunger across AMERICA.

$50.00 can provide 500 meals to those children in desperate need of 3 square meals a day.

Right now 1 in 5 children struggle with hunger. We at Pay It Forward Financial are confident that by paying it forward, providing you a savings and our best in class customer service that we’ve formed a “win, win” partnership! Help us make an even larger impact in our communities across America.